This service is operated by SME London Limited (we, us or our). We are registered in England and Wales under company number 07245820 and have our registered office at 9 Manchester Square, London, W1U 3PL. Our VAT number is 115691221.

1.  Please read these terms and conditions (the Terms) carefully. By accessing and using our website and any content and features therein (including without limitation any, widgets, embeddable media players and RSS feeds) (together, our Services), you indicate your acceptance of these Terms, the Privacy Policy and any other notices, guidelines and rules published by us on our Services from time to time (each of which is incorporated into the Terms by this reference). The Privacy Policy can be accessed from links at the bottom of our home page.

2.  If you do not accept these Terms please do not access and/or use our Services.

3.  We may update these Terms at any time. Please review the Terms regularly to ensure you are aware of any changes. Your continued access to and/or use of our Services after changes have been made to the Terms indicates your agreement to be legally bound by the updated and/or amended Terms.

USE OF OUR SERVICES

4.  You agree to use our Services for lawful purposes only and in a way that does not infringe the rights of or restrict or inhibit any person's use and enjoyment of our Services and in compliance at all times with these Terms and with all laws and regulations that apply.

5.  In accessing our Services, you agree that you will only access its contents for your own personal and non-commercial use and not for any commercial or other purposes, including advertising or selling any goods or services. You also agree not to adapt, alter or create a derivative work from any content on our Services except for your own personal, non-commercial use. You will need our prior written permission if you want to use any content on our Services for any other reason.

6.  From time to time, we may make available some parts of our Services or all of our Services only to those users who have registered with us. Any personal information supplied to us as part of this registration process and/or or other interaction with our Services will be collected, stored and used in accordance with our Privacy Policy.

7.  If you are under 16 you will need to obtain your parent's or guardian's permission before using any interactive features of our Services, such as transmitting or uploading any content onto our Services. If you are under 16 you must not reveal any personal information about yourself or anyone else, including your telephone number, home address or email address, to us or to any other user of our Services.

8.  We make no representation that any of the content on our Services is appropriate or available for use in your country. You are responsible for ensuring that your use of our Services is in compliance with all applicable local laws and regulations.

INTELLECTUAL PROPERTY RIGHTS

9.  All information, data, text, documents, graphics, logos, designs, images, pictures, photographs, videos, podcasts, weblogs, RSS feeds, widgets, embeddable media players, software, interactive features, advertisements or other content, services or materials (or any part of them) accessible on our Services (Materials) are protected by copyright, trade marks, database rights and other intellectual property rights and are owned by or licensed to us or are otherwise used by us as permitted by applicable law or regulation. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise, any licence or right to use the Materials other than as permitted in these Terms.

10.  Except as specifically permitted on our Services, you undertake not to copy, store in any medium (including on any other website), distribute, transmit, re-transmit, re-publish, broadcast, modify, or show in public any part of our Services without our prior written permission (and the prior written consent of the owner of the relevant intellectual property rights as and if applicable) in accordance with the Copyright, Designs and Patents Act 1988.

USER CONTRIBUTIONS TO OUR SERVICES

PLEASE READ THIS SECTION CAREFULLY BEFORE UPLOADING OR OTHERWISE TRANSMITTING ANY CONTENT TO THE SITE. IF YOU DO NOT WANT TO GRANT US THE PERMISSIONS SET OUT IN THESE TERMS, PLEASE DO NOT SUBMIT YOUR CONTRIBUTION TO THE SITE.

RELIANCE ON INFORMATION ON OUR SERVICES

11.  Information published via our Services is intended solely for the purpose of providing general information and is not intended to amount to advice on which reliance should be placed. We do not warrant that any Materials are accurate or free from error and we disclaim all liability and responsibility arising from any reliance placed on any content on our Services by you or by anyone who may be informed of any of the contents of our Services.